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Home Healthcare Florida Insurance
Covered Expenses

Home Healthcare Florida will cover the charges up to your Maximum Monthly Benefit when you receive care, services or supplies from a home helath care agency, qualified home healhcare provider or registry as licensed in Florida under Chapter 400:

Visits By:

• Home health aides
• Licensed nurses
• Licensed nutritional specialists
• Licensed physical, occupational, speech
and inhalation therapists
• Medical social workers

And, when you receive care at home from any of the above, we’ll also cover the following charges:

• Transportation to and from medical appointments
• Domestic cleaning and laundry services
• Home delivery of meals from and official meal service program
• Food shopping, other errands, meal preparation and clean-up
• Removal of hazardous debris or dirt

Prescription drugs, medicines, medical supplies and lab services typically provided in a hospital or nursing home.Rental of a wheelchair, hospital bed and/or other durable portable therapeutic equipment up to the purchase price.

Adult Day Care

We will cover the charges up to your Maximum Monthly Benefit when you use any of the following services at a qualified adult day care facility:

• Transportation to and from the facility
• Meals provided by the facility
• Social, recreational and educational events designed to improve your functioning and level of self-awareness
• Visits by licensed nurses
• Visits by licensed physical, occupational and speech therapists
• Help with the regular and customary
activities of daily living

Hospice Care

Hospice Care

We will cover the charges up to your Maximum Monthly Benefit for hospice care services and supplies if your doctor determines that you are terminally ill.

Respite Care

We will cover the charges for professional care when the person caring for you without the charge needs a temporary break. Respite care includes charges up to an amount equal to your Maximum Monthly Benefit per calendar year for services you receive in your home, another party’s private residence, a facility that provides residential care, a home for the retired or aged, a nursing home or an assisted living facility.

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